Call reports 2020
MAIN STREET BANK — 2020
What MAIN STREET BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,058,441,000 | 1,186,429,000 | 1,192,676,000 | 1,220,811,000 |
| Total loans | 825,896,000 | 922,582,000 | 923,395,000 | 932,339,000 |
| Allowance for loan losses | 8,306,000 | 8,347,000 | 9,496,000 | 10,327,000 |
| Securities available for sale | 150,660,000 | 152,286,000 | 162,491,000 | 167,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 815,000,000 | 930,486,000 | 969,143,000 | 1,008,723,000 |
| Interest-bearing deposits | 669,774,000 | 727,928,000 | 766,123,000 | 806,325,000 |
| Noninterest-bearing deposits | 145,226,000 | 202,558,000 | 203,020,000 | 202,398,000 |
| Equity capital | 126,884,000 | 130,403,000 | 131,778,000 | 134,463,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 10,606,000 | 21,295,000 | 31,833,000 | 42,372,000 |
| Interest expense | 2,161,000 | 4,032,000 | 5,784,000 | 7,414,000 |
| Net interest income | 8,445,000 | 17,263,000 | 26,049,000 | 34,958,000 |
| Noninterest income | 983,000 | 2,948,000 | 5,437,000 | 8,939,000 |
| Noninterest expense | 7,537,000 | 14,512,000 | 22,365,000 | 30,552,000 |
| Provision for loan losses | 1,600,000 | 2,500,000 | 4,100,000 | 5,000,000 |
| Pretax income | -504,000 | 2,675,000 | 5,006,000 | 9,261,000 |
| Income tax | -144,000 | 668,000 | 1,237,000 | 2,364,000 |
| Net income | -360,000 | 2,007,000 | 3,769,000 | 6,897,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 117,924,000 | 120,618,000 | 122,706,000 | 125,964,000 |