Call reports 2019
MAIN STREET BANK — 2019
What MAIN STREET BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,033,926,000 | 1,034,692,000 | 1,032,828,000 | 1,016,156,000 |
| Total loans | 798,355,000 | 807,030,000 | 825,137,000 | 814,919,000 |
| Allowance for loan losses | 6,129,000 | 6,283,000 | 6,589,000 | 6,729,000 |
| Securities available for sale | 92,250,000 | 76,711,000 | 80,456,000 | 105,828,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,124,000 | 862,788,000 | 823,490,000 | 805,573,000 |
| Interest-bearing deposits | 725,788,000 | 717,643,000 | 680,357,000 | 662,611,000 |
| Noninterest-bearing deposits | 138,336,000 | 145,145,000 | 143,133,000 | 142,962,000 |
| Equity capital | 121,527,000 | 123,439,000 | 125,180,000 | 126,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 10,837,000 | 21,609,000 | 32,815,000 | 43,639,000 |
| Interest expense | 2,533,000 | 5,152,000 | 7,752,000 | 10,132,000 |
| Net interest income | 8,304,000 | 16,457,000 | 25,063,000 | 33,507,000 |
| Noninterest income | 1,182,000 | 2,407,000 | 3,573,000 | 4,685,000 |
| Noninterest expense | 7,677,000 | 15,354,000 | 22,914,000 | 30,531,000 |
| Provision for loan losses | 270,000 | 540,000 | 810,000 | 1,240,000 |
| Pretax income | 2,951,000 | 3,619,000 | 5,724,000 | 6,783,000 |
| Income tax | 683,000 | 781,000 | 1,303,000 | 1,503,000 |
| Net income | 2,268,000 | 2,838,000 | 4,421,000 | 5,280,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,921,000 | 114,832,000 | 116,758,000 | 117,960,000 |
| Total capital | 120,050,000 | 121,115,000 | 123,347,000 | 124,689,000 |
| Risk-weighted assets | 820,016,000 | 835,687,000 | 833,183,000 | 816,978,000 |