Call reports 2018
MAIN STREET BANK — 2018
What MAIN STREET BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 998,167,000 | 1,007,951,000 | 1,028,957,000 | 1,031,589,000 |
| Total loans | 756,092,000 | 769,865,000 | 783,225,000 | 802,160,000 |
| Allowance for loan losses | 4,797,000 | 5,229,000 | 5,335,000 | 5,781,000 |
| Securities available for sale | 137,805,000 | 131,037,000 | 129,439,000 | 117,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 812,904,000 | 842,387,000 | 858,674,000 | 867,837,000 |
| Interest-bearing deposits | 675,222,000 | 694,139,000 | 703,945,000 | 731,173,000 |
| Noninterest-bearing deposits | 137,682,000 | 148,248,000 | 154,729,000 | 136,664,000 |
| Equity capital | 116,195,000 | 116,755,000 | 118,772,000 | 118,552,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 9,557,000 | 19,377,000 | 29,938,000 | 40,735,000 |
| Interest expense | 1,791,000 | 3,812,000 | 6,013,000 | 8,449,000 |
| Net interest income | 7,766,000 | 15,565,000 | 23,925,000 | 32,286,000 |
| Noninterest income | 936,000 | 1,974,000 | 3,144,000 | 4,288,000 |
| Noninterest expense | 7,833,000 | 14,700,000 | 21,873,000 | 29,948,000 |
| Provision for loan losses | 150,000 | 575,000 | 800,000 | 1,425,000 |
| Pretax income | 1,834,000 | 4,427,000 | 6,612,000 | 8,243,000 |
| Income tax | 370,000 | 987,000 | 1,504,000 | 1,871,000 |
| Net income | 1,464,000 | 3,440,000 | 5,108,000 | 6,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 105,217,000 | 107,558,000 | 109,566,000 | 111,283,000 |
| Total capital | 111,180,000 | 113,473,000 | 116,021,000 | 117,193,000 |
| Risk-weighted assets | 795,557,000 | 833,078,000 | 858,992,000 | 828,223,000 |