Call reports 2017
MAIN STREET BANK — 2017
What MAIN STREET BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 533,337,000 | 992,621,000 | 989,207,000 | 1,004,678,000 |
| Total loans | 379,066,000 | 727,873,000 | 730,598,000 | 745,500,000 |
| Allowance for loan losses | 4,534,000 | 4,576,000 | 4,484,000 | 4,638,000 |
| Securities available for sale | 92,994,000 | 146,511,000 | 142,094,000 | 138,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,056,000 | 815,655,000 | 816,427,000 | 824,813,000 |
| Interest-bearing deposits | 369,724,000 | 677,657,000 | 675,241,000 | 675,417,000 |
| Noninterest-bearing deposits | 75,332,000 | 137,998,000 | 141,186,000 | 149,396,000 |
| Equity capital | 63,135,000 | 108,110,000 | 107,468,000 | 116,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,673,000 | 13,701,000 | 22,878,000 | 32,052,000 |
| Interest expense | 590,000 | 1,833,000 | 3,162,000 | 5,514,000 |
| Net interest income | 4,083,000 | 11,868,000 | 19,716,000 | 26,538,000 |
| Noninterest income | 383,000 | 1,075,000 | 1,860,000 | 3,242,000 |
| Noninterest expense | 3,914,000 | 11,008,000 | 21,555,000 | 27,025,000 |
| Provision for loan losses | 45,000 | 158,000 | 271,000 | 381,000 |
| Pretax income | 1,928,000 | 4,049,000 | 2,300,000 | 7,239,000 |
| Income tax | 696,000 | 1,372,000 | 567,000 | 2,165,000 |
| Net income | 1,232,000 | 2,677,000 | 1,733,000 | 5,074,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,974,000 | 107,705,000 | 106,761,000 | 103,244,000 |
| Total capital | 66,637,000 | 113,535,000 | 112,759,000 | 109,520,000 |
| Risk-weighted assets | 455,398,000 | 792,935,000 | 801,485,000 | 800,300,000 |