Call reports 2011
MAIN STREET BANK — 2011
What MAIN STREET BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 438,246,000 | 438,058,000 | 437,044,000 | 446,152,000 |
| Total loans | 243,329,000 | 239,970,000 | 248,528,000 | 251,503,000 |
| Allowance for loan losses | 2,421,000 | 2,475,000 | 2,522,000 | 2,954,000 |
| Securities available for sale | 103,419,000 | 95,300,000 | 90,046,000 | 88,213,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 362,587,000 | 365,329,000 | 363,748,000 | 367,651,000 |
| Interest-bearing deposits | 333,343,000 | 335,236,000 | 332,944,000 | 332,545,000 |
| Noninterest-bearing deposits | 29,244,000 | 30,093,000 | 30,804,000 | 35,106,000 |
| Equity capital | 43,543,000 | 44,472,000 | 44,464,000 | 43,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 4,289,000 | 8,684,000 | 13,028,000 | 17,388,000 |
| Interest expense | 966,000 | 1,882,000 | 2,734,000 | 3,572,000 |
| Net interest income | 3,323,000 | 6,802,000 | 10,294,000 | 13,816,000 |
| Noninterest income | 335,000 | 561,000 | 823,000 | 1,192,000 |
| Noninterest expense | 2,638,000 | 5,132,000 | 7,757,000 | 10,513,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 620,000 |
| Pretax income | 1,092,000 | 2,300,000 | 3,456,000 | 4,178,000 |
| Income tax | 394,000 | 790,000 | 1,166,000 | 1,339,000 |
| Net income | 698,000 | 1,510,000 | 2,290,000 | 2,839,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,195,000 | 44,007,000 | 43,941,000 | 44,411,000 |
| Total capital | 45,963,000 | 46,700,000 | 46,463,000 | 47,520,000 |
| Risk-weighted assets | 250,417,000 | 246,267,000 | 248,162,000 | 249,327,000 |