Call reports 2010
MAIN STREET BANK — 2010
What MAIN STREET BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 424,909,000 | 419,548,000 | 430,929,000 | 440,155,000 |
| Total loans | 232,145,000 | 239,811,000 | 241,615,000 | 240,716,000 |
| Allowance for loan losses | 1,928,000 | 2,004,000 | 2,064,000 | 2,394,000 |
| Securities available for sale | 105,486,000 | 106,779,000 | 99,343,000 | 99,511,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 287,000 | 722,000 |
| Total deposits | 350,615,000 | 345,504,000 | 356,452,000 | 361,186,000 |
| Interest-bearing deposits | 325,657,000 | 319,945,000 | 328,177,000 | 330,043,000 |
| Noninterest-bearing deposits | 24,958,000 | 25,559,000 | 28,275,000 | 31,143,000 |
| Equity capital | 40,870,000 | 41,530,000 | 42,814,000 | 42,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,416,000 | 8,907,000 | 13,431,000 | 17,945,000 |
| Interest expense | 1,293,000 | 2,465,000 | 3,574,000 | 4,637,000 |
| Net interest income | 3,123,000 | 6,442,000 | 9,857,000 | 13,308,000 |
| Noninterest income | 370,000 | 634,000 | 1,017,000 | 1,739,000 |
| Noninterest expense | 2,361,000 | 4,741,000 | 7,361,000 | 10,085,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 570,000 |
| Pretax income | 1,080,000 | 2,227,000 | 3,303,000 | 4,135,000 |
| Income tax | 394,000 | 822,000 | 1,215,000 | 1,507,000 |
| Net income | 686,000 | 1,405,000 | 2,088,000 | 2,628,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,346,000 | 40,278,000 | 41,702,000 | 42,497,000 |
| Total capital | 42,274,000 | 42,282,000 | 43,766,000 | 45,008,000 |
| Risk-weighted assets | 242,688,000 | 244,327,000 | 245,882,000 | 250,050,000 |
Machine access — free, no API key
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