Call reports 2009
MAIN STREET BANK — 2009
What MAIN STREET BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 360,126,000 | 374,559,000 | 388,475,000 | 400,541,000 |
| Total loans | 230,626,000 | 228,237,000 | 239,623,000 | 237,121,000 |
| Allowance for loan losses | 1,345,000 | 1,389,000 | 1,451,000 | 1,871,000 |
| Securities available for sale | 77,579,000 | 80,197,000 | 81,451,000 | 81,594,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 337,000 | 0 | 504,000 | 0 |
| Total deposits | 309,737,000 | 319,534,000 | 332,970,000 | 339,715,000 |
| Interest-bearing deposits | 288,268,000 | 298,634,000 | 309,803,000 | 310,202,000 |
| Noninterest-bearing deposits | 21,469,000 | 20,900,000 | 23,167,000 | 29,513,000 |
| Equity capital | 34,101,000 | 36,900,000 | 38,556,000 | 39,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,300,000 | 8,602,000 | 12,993,000 | 17,436,000 |
| Interest expense | 1,747,000 | 3,376,000 | 4,972,000 | 6,454,000 |
| Net interest income | 2,553,000 | 5,226,000 | 8,021,000 | 10,982,000 |
| Noninterest income | 329,000 | 785,000 | 1,188,000 | 1,868,000 |
| Noninterest expense | 2,196,000 | 4,412,000 | 6,959,000 | 9,346,000 |
| Provision for loan losses | 45,000 | 90,000 | 155,000 | 675,000 |
| Pretax income | 630,000 | 1,449,000 | 1,882,000 | 2,200,000 |
| Income tax | 215,000 | 505,000 | 650,000 | 687,000 |
| Net income | 415,000 | 944,000 | 1,232,000 | 1,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,204,000 | 36,809,000 | 38,075,000 | 39,020,000 |
| Total capital | 36,549,000 | 38,198,000 | 39,526,000 | 40,891,000 |
| Risk-weighted assets | 227,203,000 | 228,513,000 | 234,067,000 | 239,829,000 |
Machine access — free, no API key
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