Call reports 2007
MAIN STREET BANK — 2007
What MAIN STREET BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 288,569,000 | 291,357,000 | 292,880,000 | 308,003,000 |
| Total loans | 195,413,000 | 198,358,000 | 203,885,000 | 208,702,000 |
| Allowance for loan losses | 994,000 | 1,019,000 | 1,025,000 | 1,046,000 |
| Securities available for sale | 56,713,000 | 54,932,000 | 56,876,000 | 63,431,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,669,000 | 253,827,000 | 254,537,000 | 269,221,000 |
| Interest-bearing deposits | 235,064,000 | 236,672,000 | 237,551,000 | 250,315,000 |
| Noninterest-bearing deposits | 16,605,000 | 17,155,000 | 16,986,000 | 18,906,000 |
| Equity capital | 35,251,000 | 35,544,000 | 36,524,000 | 36,908,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 3,638,000 | 7,386,000 | 11,287,000 | 15,309,000 |
| Interest expense | 1,802,000 | 3,726,000 | 5,725,000 | 7,807,000 |
| Net interest income | 1,836,000 | 3,660,000 | 5,562,000 | 7,502,000 |
| Noninterest income | 280,000 | 551,000 | 1,015,000 | 1,274,000 |
| Noninterest expense | 1,917,000 | 3,671,000 | 5,518,000 | 7,466,000 |
| Provision for loan losses | 25,000 | 50,000 | 75,000 | 100,000 |
| Pretax income | 251,000 | 737,000 | 1,265,000 | 1,527,000 |
| Income tax | 63,000 | 206,000 | 300,000 | 362,000 |
| Net income | 188,000 | 531,000 | 965,000 | 1,165,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,853,000 | 36,183,000 | 36,761,000 | 36,968,000 |
| Total capital | 36,847,000 | 37,202,000 | 37,834,000 | 38,016,000 |
| Risk-weighted assets | 166,116,000 | 169,984,000 | 170,912,000 | 187,809,000 |
Machine access — free, no API key
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