Call reports 2006
MAIN STREET BANK — 2006
What MAIN STREET BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 278,911,000 | 280,258,000 | 279,810,000 | 283,634,000 |
| Total loans | 184,568,000 | 189,604,000 | 191,645,000 | 193,662,000 |
| Allowance for loan losses | 898,000 | 914,000 | 926,000 | 969,000 |
| Securities available for sale | 70,160,000 | 65,484,000 | 66,242,000 | 56,478,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 244,069,000 | 245,126,000 | 243,799,000 | 247,050,000 |
| Interest-bearing deposits | 226,566,000 | 227,403,000 | 226,430,000 | 229,250,000 |
| Noninterest-bearing deposits | 17,503,000 | 17,723,000 | 17,369,000 | 17,800,000 |
| Equity capital | 33,433,000 | 33,546,000 | 34,408,000 | 34,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,394,000 | 6,865,000 | 10,387,000 | 13,992,000 |
| Interest expense | 1,258,000 | 2,691,000 | 4,293,000 | 6,014,000 |
| Net interest income | 2,136,000 | 4,174,000 | 6,094,000 | 7,978,000 |
| Noninterest income | 229,000 | 473,000 | 725,000 | 998,000 |
| Noninterest expense | 1,891,000 | 3,646,000 | 5,495,000 | 7,248,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 90,000 |
| Pretax income | 543,000 | 1,153,000 | 1,569,000 | 1,963,000 |
| Income tax | 179,000 | 387,000 | 516,000 | 632,000 |
| Net income | 364,000 | 766,000 | 1,053,000 | 1,331,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,728,000 | 35,072,000 | 35,363,000 | 35,794,000 |
| Total capital | 35,626,000 | 35,986,000 | 36,289,000 | 36,763,000 |
| Risk-weighted assets | 162,568,000 | 156,942,000 | 164,506,000 | 170,434,000 |
Machine access — free, no API key
Every figure shown here about MAIN STREET BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.