Call reports 2005
MAIN STREET BANK — 2005
What MAIN STREET BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 262,529,000 | 273,180,000 | 270,743,000 | 276,733,000 |
| Total loans | 163,657,000 | 170,485,000 | 176,356,000 | 178,956,000 |
| Allowance for loan losses | 733,000 | 750,000 | 765,000 | 880,000 |
| Securities available for sale | 78,231,000 | 76,129,000 | 72,827,000 | 72,399,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 228,989,000 | 238,935,000 | 236,368,000 | 241,971,000 |
| Interest-bearing deposits | 215,606,000 | 223,519,000 | 220,278,000 | 223,478,000 |
| Noninterest-bearing deposits | 13,383,000 | 15,416,000 | 16,090,000 | 18,493,000 |
| Equity capital | 32,012,000 | 32,918,000 | 33,035,000 | 33,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,049,000 | 6,172,000 | 9,384,000 | 12,645,000 |
| Interest expense | 837,000 | 1,812,000 | 2,886,000 | 4,023,000 |
| Net interest income | 2,212,000 | 4,360,000 | 6,498,000 | 8,622,000 |
| Noninterest income | 252,000 | 500,000 | 735,000 | 997,000 |
| Noninterest expense | 1,645,000 | 3,436,000 | 5,163,000 | 6,843,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 160,000 |
| Pretax income | 875,000 | 1,497,000 | 2,185,000 | 2,820,000 |
| Income tax | 321,000 | 540,000 | 784,000 | 1,007,000 |
| Net income | 554,000 | 957,000 | 1,401,000 | 1,813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,831,000 | 33,251,000 | 33,814,000 | 33,987,000 |
| Total capital | 33,564,000 | 34,001,000 | 34,579,000 | 34,867,000 |
| Risk-weighted assets | 148,277,000 | 155,274,000 | 156,067,000 | 159,122,000 |
Machine access — free, no API key
Every figure shown here about MAIN STREET BANK — 2005 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.