Call reports 2025
WASHINGTON SAVINGS BANK — 2025
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 580,614,000 | 585,491,000 | 578,268,000 | 586,243,000 |
| Total loans | 332,451,000 | 330,227,000 | 342,957,000 | 343,708,000 |
| Allowance for loan losses | 3,458,000 | 3,518,000 | 3,530,000 | 3,500,000 |
| Securities available for sale | 168,071,000 | 177,571,000 | 179,211,000 | 174,225,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,370,000 | 505,499,000 | 495,639,000 | 501,677,000 |
| Interest-bearing deposits | 441,270,000 | 438,884,000 | 435,406,000 | 439,546,000 |
| Noninterest-bearing deposits | 60,100,000 | 66,615,000 | 60,233,000 | 62,131,000 |
| Equity capital | 60,540,000 | 61,366,000 | 64,800,000 | 66,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 5,664,000 | 11,663,000 | 18,076,000 | 24,584,000 |
| Interest expense | 2,748,000 | 5,558,000 | 8,433,000 | 11,253,000 |
| Net interest income | 2,916,000 | 6,105,000 | 9,643,000 | 13,331,000 |
| Noninterest income | 683,000 | 1,505,000 | 2,258,000 | 3,200,000 |
| Noninterest expense | 3,288,000 | 6,660,000 | 10,144,000 | 13,443,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 50,000 |
| Pretax income | 311,000 | 131,000 | 938,000 | 2,269,000 |
| Income tax | 50,000 | -50,000 | 145,000 | 473,000 |
| Net income | 261,000 | 181,000 | 793,000 | 1,796,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,529,000 | 69,453,000 | 70,069,000 | 71,077,000 |
| Total capital | 73,037,000 | 73,021,000 | 73,649,000 | 74,627,000 |
| Risk-weighted assets | 357,776,000 | 360,213,000 | 369,884,000 | 371,033,000 |