Call reports 2024
WASHINGTON SAVINGS BANK — 2024
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 598,022,000 | 579,255,000 | 596,069,000 | 566,929,000 |
| Total loans | 343,616,000 | 340,148,000 | 337,061,000 | 330,618,000 |
| Allowance for loan losses | 3,506,000 | 3,516,000 | 3,503,000 | 3,467,000 |
| Securities available for sale | 167,778,000 | 165,723,000 | 170,289,000 | 164,503,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 512,776,000 | 492,858,000 | 515,775,000 | 490,441,000 |
| Interest-bearing deposits | 458,515,000 | 437,522,000 | 427,858,000 | 431,535,000 |
| Noninterest-bearing deposits | 54,261,000 | 55,336,000 | 87,917,000 | 58,906,000 |
| Equity capital | 56,069,000 | 57,429,000 | 62,056,000 | 58,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 5,622,000 | 11,345,000 | 17,172,000 | 22,834,000 |
| Interest expense | 3,072,000 | 6,213,000 | 9,325,000 | 12,178,000 |
| Net interest income | 2,550,000 | 5,132,000 | 7,847,000 | 10,656,000 |
| Noninterest income | 637,000 | 1,334,000 | 2,161,000 | 2,757,000 |
| Noninterest expense | 3,065,000 | 6,151,000 | 9,322,000 | 12,524,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 122,000 | 315,000 | 686,000 | 889,000 |
| Income tax | 4,000 | 23,000 | 91,000 | 111,000 |
| Net income | 118,000 | 292,000 | 595,000 | 778,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,837,000 | 69,016,000 | 69,325,000 | 69,513,000 |
| Total capital | 72,394,000 | 72,582,000 | 72,878,000 | 73,030,000 |
| Risk-weighted assets | 373,480,000 | 364,367,000 | 359,842,000 | 358,447,000 |