Call reports 2023
WASHINGTON SAVINGS BANK — 2023
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 584,163,000 | 584,836,000 | 594,304,000 | 586,519,000 |
| Total loans | 322,920,000 | 344,601,000 | 341,532,000 | 343,079,000 |
| Allowance for loan losses | 3,312,000 | 3,439,000 | 3,488,000 | 3,497,000 |
| Securities available for sale | 192,182,000 | 186,546,000 | 176,835,000 | 173,956,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,875,000 | 495,040,000 | 522,618,000 | 499,857,000 |
| Interest-bearing deposits | 452,261,000 | 435,325,000 | 434,020,000 | 442,564,000 |
| Noninterest-bearing deposits | 63,614,000 | 59,715,000 | 88,598,000 | 57,293,000 |
| Equity capital | 55,730,000 | 54,772,000 | 52,343,000 | 56,691,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,711,000 | 9,604,000 | 14,909,000 | 20,293,000 |
| Interest expense | 2,067,000 | 4,348,000 | 6,930,000 | 9,615,000 |
| Net interest income | 2,644,000 | 5,256,000 | 7,979,000 | 10,678,000 |
| Noninterest income | 644,000 | 1,318,000 | 2,131,000 | 2,796,000 |
| Noninterest expense | 3,004,000 | 5,979,000 | 8,971,000 | 11,886,000 |
| Provision for loan losses | 0 | 115,000 | 355,000 | 355,000 |
| Pretax income | 284,000 | 480,000 | 784,000 | 1,170,000 |
| Income tax | 42,000 | 56,000 | 52,000 | 116,000 |
| Net income | 242,000 | 424,000 | 732,000 | 1,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 67,884,000 | 68,072,000 | 68,386,000 | 68,714,000 |
| Total capital | 71,246,000 | 71,561,000 | 71,924,000 | 72,261,000 |
| Risk-weighted assets | 345,031,000 | 370,400,000 | 370,140,000 | 372,008,000 |