Call reports 2022
WASHINGTON SAVINGS BANK — 2022
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 596,281,000 | 581,924,000 | 579,093,000 | 588,604,000 |
| Total loans | 315,704,000 | 330,026,000 | 329,281,000 | 320,863,000 |
| Allowance for loan losses | 2,479,000 | 2,478,000 | 2,484,000 | 2,494,000 |
| Securities available for sale | 210,265,000 | 198,444,000 | 191,491,000 | 190,054,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,190,000 | 504,825,000 | 503,077,000 | 518,008,000 |
| Interest-bearing deposits | 447,422,000 | 441,026,000 | 439,241,000 | 454,989,000 |
| Noninterest-bearing deposits | 62,768,000 | 63,799,000 | 63,836,000 | 63,019,000 |
| Equity capital | 64,222,000 | 56,021,000 | 54,960,000 | 54,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,997,000 | 8,164,000 | 12,489,000 | 17,026,000 |
| Interest expense | 617,000 | 1,293,000 | 2,253,000 | 3,803,000 |
| Net interest income | 3,380,000 | 6,871,000 | 10,236,000 | 13,223,000 |
| Noninterest income | 612,000 | 1,325,000 | 1,991,000 | 2,976,000 |
| Noninterest expense | 2,973,000 | 5,940,000 | 9,015,000 | 12,587,000 |
| Provision for loan losses | -60,000 | -60,000 | -60,000 | -60,000 |
| Pretax income | 1,079,000 | 2,316,000 | 3,272,000 | 3,672,000 |
| Income tax | 259,000 | 583,000 | 811,000 | 891,000 |
| Net income | 820,000 | 1,733,000 | 2,461,000 | 2,781,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 66,233,000 | 67,176,000 | 67,934,000 | 68,260,000 |
| Total capital | 68,712,000 | 69,654,000 | 70,418,000 | 70,754,000 |
| Risk-weighted assets | 328,490,000 | 347,028,000 | 350,548,000 | 344,015,000 |