Call reports 2021
WASHINGTON SAVINGS BANK — 2021
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 468,735,000 | 478,964,000 | 571,922,000 | 579,224,000 |
| Total loans | 287,337,000 | 281,916,000 | 311,905,000 | 326,410,000 |
| Allowance for loan losses | 2,526,000 | 2,532,000 | 2,534,000 | 2,544,000 |
| Securities available for sale | 134,204,000 | 155,012,000 | 192,786,000 | 202,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 386,373,000 | 393,716,000 | 481,822,000 | 485,936,000 |
| Interest-bearing deposits | 345,007,000 | 349,612,000 | 417,663,000 | 423,593,000 |
| Noninterest-bearing deposits | 41,366,000 | 44,104,000 | 64,159,000 | 62,343,000 |
| Equity capital | 70,130,000 | 71,764,000 | 72,175,000 | 70,733,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,470,000 | 7,114,000 | 10,873,000 | 14,839,000 |
| Interest expense | 605,000 | 1,195,000 | 1,814,000 | 2,468,000 |
| Net interest income | 2,865,000 | 5,919,000 | 9,059,000 | 12,371,000 |
| Noninterest income | 596,000 | 1,190,000 | 1,817,000 | 2,772,000 |
| Noninterest expense | 2,211,000 | 4,508,000 | 7,619,000 | 10,817,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,250,000 | 2,601,000 | 3,257,000 | 4,337,000 |
| Income tax | 333,000 | 690,000 | 842,000 | 1,123,000 |
| Net income | 917,000 | 1,911,000 | 2,415,000 | 3,214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,607,000 | 69,623,000 | 64,523,000 | 65,384,000 |
| Total capital | 71,133,000 | 72,155,000 | 67,057,000 | 67,928,000 |
| Risk-weighted assets | 265,852,000 | 268,772,000 | 296,310,000 | 330,586,000 |