Call reports 2018
WASHINGTON SAVINGS BANK — 2018
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 365,997,000 | 366,154,000 | 364,251,000 | 365,470,000 |
| Total loans | 265,020,000 | 264,778,000 | 265,612,000 | 252,952,000 |
| Allowance for loan losses | 1,875,000 | 1,893,000 | 1,906,000 | 1,866,000 |
| Securities available for sale | 67,780,000 | 68,369,000 | 68,309,000 | 72,226,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 286,294,000 | 285,639,000 | 285,399,000 | 292,788,000 |
| Interest-bearing deposits | 260,496,000 | 261,777,000 | 260,779,000 | 266,200,000 |
| Noninterest-bearing deposits | 25,798,000 | 23,862,000 | 24,620,000 | 26,588,000 |
| Equity capital | 60,450,000 | 60,921,000 | 61,341,000 | 62,288,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,062,000 | 6,209,000 | 9,498,000 | 12,763,000 |
| Interest expense | 592,000 | 1,240,000 | 1,962,000 | 2,759,000 |
| Net interest income | 2,470,000 | 4,969,000 | 7,536,000 | 10,004,000 |
| Noninterest income | 360,000 | 739,000 | 1,126,000 | 1,573,000 |
| Noninterest expense | 2,112,000 | 4,186,000 | 6,311,000 | 8,355,000 |
| Provision for loan losses | -41,000 | -8,000 | 31,000 | 32,000 |
| Pretax income | 759,000 | 1,530,000 | 2,320,000 | 3,145,000 |
| Income tax | 181,000 | 360,000 | 546,000 | 743,000 |
| Net income | 578,000 | 1,170,000 | 1,774,000 | 2,402,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,402,000 | 61,018,000 | 61,645,000 | 62,296,000 |
| Total capital | 62,277,000 | 62,911,000 | 63,551,000 | 64,162,000 |
| Risk-weighted assets | 256,578,000 | 253,685,000 | 253,338,000 | 242,913,000 |