Call reports 2017
WASHINGTON SAVINGS BANK — 2017
What WASHINGTON SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 367,062,000 | 377,044,000 | 367,967,000 | 368,406,000 |
| Total loans | 255,947,000 | 268,212,000 | 264,253,000 | 267,832,000 |
| Allowance for loan losses | 1,980,000 | 2,058,000 | 2,112,000 | 1,928,000 |
| Securities available for sale | 73,682,000 | 75,362,000 | 72,726,000 | 68,153,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,344,000 | 284,762,000 | 283,458,000 | 286,796,000 |
| Interest-bearing deposits | 262,062,000 | 260,260,000 | 256,278,000 | 260,546,000 |
| Noninterest-bearing deposits | 25,282,000 | 24,502,000 | 27,180,000 | 26,250,000 |
| Equity capital | 59,249,000 | 60,253,000 | 60,786,000 | 60,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,861,000 | 5,832,000 | 8,921,000 | 11,962,000 |
| Interest expense | 487,000 | 993,000 | 1,563,000 | 2,146,000 |
| Net interest income | 2,374,000 | 4,839,000 | 7,358,000 | 9,816,000 |
| Noninterest income | 357,000 | 835,000 | 1,210,000 | 1,564,000 |
| Noninterest expense | 2,049,000 | 4,110,000 | 6,200,000 | 8,193,000 |
| Provision for loan losses | 63,000 | 160,000 | 223,000 | 468,000 |
| Pretax income | 619,000 | 1,404,000 | 2,145,000 | 2,715,000 |
| Income tax | 182,000 | 429,000 | 641,000 | 1,141,000 |
| Net income | 437,000 | 975,000 | 1,504,000 | 1,574,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,721,000 | 59,273,000 | 59,817,000 | 59,977,000 |
| Total capital | 60,701,000 | 61,331,000 | 61,929,000 | 61,905,000 |
| Risk-weighted assets | 247,530,000 | 264,280,000 | 256,051,000 | 258,859,000 |