Call reports 2025
CENTRAL PACIFIC BANK — 2025
What CENTRAL PACIFIC BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 7,392,938,000 | 7,363,041,000 | 7,415,416,000 | 7,397,722,000 |
| Total loans | 5,337,335,000 | 5,289,807,000 | 5,368,759,000 | 5,290,180,000 |
| Allowance for loan losses | 60,469,000 | 59,611,000 | 60,393,000 | 59,621,000 |
| Securities available for sale | 780,379,000 | 765,213,000 | 758,683,000 | 748,212,000 |
| Securities held to maturity | 589,688,000 | 580,476,000 | 570,885,000 | 562,391,000 |
| Trading assets | 9,959,000 | 0 | 0 | 0 |
| Total deposits | 6,617,174,000 | 6,564,318,000 | 6,596,875,000 | 6,615,293,000 |
| Interest-bearing deposits | 4,747,041,000 | 4,611,999,000 | 4,679,305,000 | 4,723,803,000 |
| Noninterest-bearing deposits | 1,870,133,000 | 1,952,319,000 | 1,917,570,000 | 1,891,490,000 |
| Equity capital | 637,245,000 | 650,154,000 | 670,856,000 | 633,711,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 77,206,000 | 155,326,000 | 235,285,000 | 314,162,000 |
| Interest expense | 17,914,000 | 34,641,000 | 51,697,000 | 67,399,000 |
| Net interest income | 59,292,000 | 120,685,000 | 183,588,000 | 246,763,000 |
| Noninterest income | 11,457,000 | 24,837,000 | 38,739,000 | 53,464,000 |
| Noninterest expense | 41,727,000 | 84,767,000 | 130,849,000 | 175,565,000 |
| Provision for loan losses | 3,905,000 | 7,715,000 | 11,155,000 | 12,840,000 |
| Pretax income | 24,850,000 | 51,596,000 | 78,132,000 | 108,920,000 |
| Income tax | 5,403,000 | 11,158,000 | 17,598,000 | 23,446,000 |
| Net income | 19,447,000 | 40,438,000 | 60,534,000 | 85,474,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 740,524,000 | 751,553,000 | 762,655,000 | 720,980,000 |
| Total capital | 803,829,000 | 815,177,000 | 827,778,000 | 786,041,000 |
| Risk-weighted assets | 5,305,467,000 | 5,312,394,000 | 5,408,436,000 | 5,347,338,000 |