Call reports 2008
CENTRAL PACIFIC BANK — 2008
What CENTRAL PACIFIC BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 5,790,519,000 | 5,637,327,000 | 5,492,394,000 | 5,422,926,000 |
| Total loans | 4,274,339,000 | 4,186,491,000 | 4,116,736,000 | 4,070,374,000 |
| Allowance for loan losses | 72,108,000 | 86,050,000 | 100,227,000 | 119,878,000 |
| Securities available for sale | 851,361,000 | 808,656,000 | 777,739,000 | 741,362,000 |
| Securities held to maturity | 26,915,000 | 26,023,000 | 23,968,000 | 8,697,000 |
| Trading assets | 0 | 5,077,000 | 0 | 0 |
| Total deposits | 3,803,476,000 | 3,934,348,000 | 3,791,260,000 | 3,920,871,000 |
| Interest-bearing deposits | 3,465,366,000 | 3,591,285,000 | 3,473,474,000 | 3,590,492,000 |
| Noninterest-bearing deposits | 338,110,000 | 343,063,000 | 317,786,000 | 330,379,000 |
| Equity capital | 750,049,000 | 589,930,000 | 593,294,000 | 613,917,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 81,120,000 | 157,724,000 | 232,205,000 | 303,933,000 |
| Interest expense | 28,326,000 | 52,085,000 | 74,504,000 | 95,474,000 |
| Net interest income | 52,794,000 | 105,639,000 | 157,701,000 | 208,459,000 |
| Noninterest income | 11,415,000 | -5,201,000 | 5,618,000 | 17,773,000 |
| Noninterest expense | 27,529,000 | 158,525,000 | 194,313,000 | 231,051,000 |
| Provision for loan losses | 34,272,000 | 122,072,000 | 144,972,000 | 171,668,000 |
| Pretax income | 2,408,000 | -179,906,000 | -175,457,000 | -175,978,000 |
| Income tax | -726,000 | -37,732,000 | -37,399,000 | -42,905,000 |
| Net income | 3,134,000 | -142,174,000 | -138,058,000 | -133,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 500,395,000 | 446,437,000 | 443,977,000 | 449,845,000 |
| Total capital | 560,981,000 | 506,188,000 | 501,817,000 | 506,427,000 |
| Risk-weighted assets | 4,833,202,000 | 4,749,707,000 | 4,580,895,000 | 4,458,074,000 |