Call reports 2007
CENTRAL PACIFIC BANK — 2007
What CENTRAL PACIFIC BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 5,501,234,000 | 5,554,452,000 | 5,637,101,000 | 5,672,716,000 |
| Total loans | 3,946,150,000 | 3,982,562,000 | 4,103,924,000 | 4,179,277,000 |
| Allowance for loan losses | 50,614,000 | 51,409,000 | 72,517,000 | 92,049,000 |
| Securities available for sale | 813,516,000 | 809,882,000 | 800,431,000 | 834,044,000 |
| Securities held to maturity | 52,780,000 | 49,495,000 | 47,465,000 | 46,124,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,860,176,000 | 3,936,447,000 | 3,944,293,000 | 4,016,244,000 |
| Interest-bearing deposits | 3,524,769,000 | 3,588,166,000 | 3,604,286,000 | 3,645,519,000 |
| Noninterest-bearing deposits | 335,407,000 | 348,281,000 | 340,007,000 | 370,725,000 |
| Equity capital | 839,087,000 | 829,630,000 | 838,592,000 | 762,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 86,412,000 | 173,940,000 | 262,353,000 | 349,858,000 |
| Interest expense | 30,588,000 | 63,070,000 | 96,458,000 | 129,248,000 |
| Net interest income | 55,824,000 | 110,870,000 | 165,895,000 | 220,610,000 |
| Noninterest income | 10,869,000 | 22,102,000 | 33,591,000 | 46,520,000 |
| Noninterest expense | 29,215,000 | 58,871,000 | 89,341,000 | 171,470,000 |
| Provision for loan losses | 2,600,000 | 3,600,000 | 24,800,000 | 53,001,000 |
| Pretax income | 34,878,000 | 70,501,000 | 85,345,000 | 40,944,000 |
| Income tax | 12,999,000 | 26,166,000 | 30,491,000 | 29,074,000 |
| Net income | 21,879,000 | 44,335,000 | 54,854,000 | 11,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 555,301,000 | 550,427,000 | 552,637,000 | 518,923,000 |
| Total capital | 607,729,000 | 603,360,000 | 610,895,000 | 577,779,000 |
| Risk-weighted assets | 4,505,290,000 | 4,547,390,000 | 4,644,460,000 | 4,668,587,000 |