Call reports 2025
CBW BANK — 2025
What CBW BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 63,956,000 | 65,796,000 | 64,677,000 | 82,820,000 |
| Total loans | 8,562,000 | 9,326,000 | 6,881,000 | 7,531,000 |
| Allowance for loan losses | 198,000 | 198,000 | 164,000 | 172,000 |
| Securities available for sale | 2,838,000 | 3,498,000 | 3,656,000 | 3,635,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,217,000 | 41,791,000 | 40,192,000 | 58,170,000 |
| Interest-bearing deposits | 2,596,000 | 2,639,000 | 2,660,000 | 2,649,000 |
| Noninterest-bearing deposits | 37,621,000 | 39,152,000 | 37,533,000 | 55,521,000 |
| Equity capital | 23,723,000 | 23,759,000 | 23,925,000 | 24,563,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 760,000 | 1,535,000 | 2,374,000 | 3,137,000 |
| Interest expense | 4,000 | 8,000 | 10,000 | 12,000 |
| Net interest income | 756,000 | 1,527,000 | 2,364,000 | 3,125,000 |
| Noninterest income | 964,000 | 2,586,000 | 4,604,000 | 6,921,000 |
| Noninterest expense | 1,398,000 | 3,666,000 | 6,483,000 | 8,924,000 |
| Provision for loan losses | 18,000 | 18,000 | 69,000 | 59,000 |
| Pretax income | 304,000 | 429,000 | 416,000 | 1,063,000 |
| Income tax | 222,000 | 312,000 | 138,000 | 154,000 |
| Net income | 82,000 | 117,000 | 278,000 | 909,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,739,000 | 23,773,000 | 23,932,000 | 24,563,000 |
| Total capital | 23,899,000 | 23,948,000 | 24,096,000 | 24,708,000 |
| Risk-weighted assets | 12,727,000 | 13,966,000 | 18,757,000 | 11,619,000 |