Call reports 2023
CBW BANK — 2023
What CBW BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 90,575,000 | 99,958,000 | 86,797,000 | 91,687,000 |
| Total loans | 15,725,000 | 20,580,000 | 12,635,000 | 9,340,000 |
| Allowance for loan losses | 154,000 | 163,000 | 163,000 | 175,000 |
| Securities available for sale | 2,066,000 | 2,005,000 | 2,446,000 | 2,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,781,000 | 75,914,000 | 62,405,000 | 66,836,000 |
| Interest-bearing deposits | 7,201,000 | 7,020,000 | 6,807,000 | 5,844,000 |
| Noninterest-bearing deposits | 60,580,000 | 68,894,000 | 55,599,000 | 60,992,000 |
| Equity capital | 20,965,000 | 21,710,000 | 21,089,000 | 22,451,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 816,000 | 1,756,000 | 2,930,000 | 3,824,000 |
| Interest expense | 4,000 | 6,000 | 10,000 | 13,000 |
| Net interest income | 812,000 | 1,750,000 | 2,920,000 | 3,811,000 |
| Noninterest income | 1,854,000 | 3,988,000 | 5,716,000 | 8,454,000 |
| Noninterest expense | 1,246,000 | 3,311,000 | 6,813,000 | 8,747,000 |
| Provision for loan losses | 9,000 | 9,000 | 9,000 | 57,000 |
| Pretax income | 1,411,000 | 2,418,000 | 1,814,000 | 3,461,000 |
| Income tax | 156,000 | 401,000 | 401,000 | 725,000 |
| Net income | 1,255,000 | 2,017,000 | 1,413,000 | 2,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,001,000 | 21,762,000 | 21,158,000 | 22,480,000 |
| Total capital | 21,155,000 | 21,925,000 | 21,321,000 | 22,652,000 |
| Risk-weighted assets | 32,475,000 | 38,854,000 | 19,878,000 | 13,735,000 |