Call reports 2022
CBW BANK — 2022
What CBW BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 77,289,000 | 68,254,000 | 68,702,000 | 78,714,000 |
| Total loans | 15,937,000 | 13,866,000 | 12,186,000 | 12,787,000 |
| Allowance for loan losses | 172,000 | 176,000 | 173,000 | 176,000 |
| Securities available for sale | 2,080,000 | 1,933,000 | 1,652,000 | 2,099,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,106,000 | 47,392,000 | 46,974,000 | 56,596,000 |
| Interest-bearing deposits | 19,475,000 | 7,529,000 | 7,528,000 | 7,152,000 |
| Noninterest-bearing deposits | 37,631,000 | 39,862,000 | 39,446,000 | 49,444,000 |
| Equity capital | 18,255,000 | 18,870,000 | 19,568,000 | 19,695,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 117,000 | 369,000 | 740,000 | 1,211,000 |
| Interest expense | 5,000 | 10,000 | 14,000 | 18,000 |
| Net interest income | 112,000 | 359,000 | 726,000 | 1,193,000 |
| Noninterest income | 1,557,000 | 3,428,000 | 5,450,000 | 7,654,000 |
| Noninterest expense | 1,007,000 | 2,288,000 | 3,781,000 | 5,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 662,000 | 1,499,000 | 2,395,000 | 2,962,000 |
| Income tax | 175,000 | 364,000 | 516,000 | 974,000 |
| Net income | 487,000 | 1,135,000 | 1,879,000 | 1,988,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,286,000 | 18,933,000 | 19,636,000 | 19,745,000 |
| Total capital | 18,458,000 | 19,109,000 | 19,809,000 | 19,921,000 |
| Risk-weighted assets | 19,606,000 | 25,050,000 | 24,847,000 | 28,827,000 |