Call reports 2021
CBW BANK — 2021
What CBW BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 92,161,000 | 100,639,000 | 88,172,000 | 65,314,000 |
| Total loans | 56,366,000 | 56,481,000 | 38,042,000 | 26,266,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 3,112,000 | 2,886,000 | 2,686,000 | 2,339,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,707,000 | 70,263,000 | 65,434,000 | 46,514,000 |
| Interest-bearing deposits | 25,125,000 | 41,122,000 | 35,635,000 | 16,590,000 |
| Noninterest-bearing deposits | 23,582,000 | 29,141,000 | 29,799,000 | 29,924,000 |
| Equity capital | 15,492,000 | 17,056,000 | 17,607,000 | 17,798,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,089,000 | 2,687,000 | 3,421,000 | 3,809,000 |
| Interest expense | 41,000 | 70,000 | 86,000 | 94,000 |
| Net interest income | 1,048,000 | 2,617,000 | 3,335,000 | 3,715,000 |
| Noninterest income | 970,000 | 2,524,000 | 3,920,000 | 5,511,000 |
| Noninterest expense | 1,278,000 | 2,395,000 | 3,783,000 | 5,589,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 740,000 | 2,746,000 | 3,472,000 | 3,637,000 |
| Income tax | 122,000 | 561,000 | 731,000 | 684,000 |
| Net income | 618,000 | 2,185,000 | 2,741,000 | 2,953,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,506,000 | 17,073,000 | 17,630,000 | 17,841,000 |
| Total capital | 15,612,000 | 17,270,000 | 17,761,000 | 17,989,000 |
| Risk-weighted assets | 8,380,000 | 17,653,000 | 10,432,000 | 11,783,000 |