Call reports 2020
CBW BANK — 2020
What CBW BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 102,582,000 | 119,862,000 | 90,365,000 | 85,972,000 |
| Total loans | 4,874,000 | 52,471,000 | 53,760,000 | 49,622,000 |
| Allowance for loan losses | 197,000 | 197,000 | 197,000 | 197,000 |
| Securities available for sale | 4,652,000 | 4,214,000 | 3,719,000 | 3,368,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,969,000 | 61,538,000 | 31,467,000 | 32,255,000 |
| Interest-bearing deposits | 4,886,000 | 9,625,000 | 15,152,000 | 15,211,000 |
| Noninterest-bearing deposits | 81,082,000 | 51,913,000 | 16,315,000 | 17,045,000 |
| Equity capital | 15,163,000 | 16,162,000 | 16,347,000 | 14,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 278,000 | 1,592,000 | 1,712,000 | 1,798,000 |
| Interest expense | 3,000 | 20,000 | 55,000 | 98,000 |
| Net interest income | 275,000 | 1,572,000 | 1,657,000 | 1,700,000 |
| Noninterest income | 2,709,000 | 5,530,000 | 7,469,000 | 8,446,000 |
| Noninterest expense | 2,229,000 | 5,174,000 | 7,094,000 | 9,310,000 |
| Provision for loan losses | 147,000 | 147,000 | 147,000 | 147,000 |
| Pretax income | 608,000 | 1,781,000 | 1,885,000 | 689,000 |
| Income tax | 133,000 | 297,000 | 284,000 | 223,000 |
| Net income | 475,000 | 1,484,000 | 1,601,000 | 466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,183,000 | 16,172,000 | 16,271,000 | 14,822,000 |
| Total capital | 15,262,000 | 16,285,000 | 16,353,000 | 14,943,000 |
| Risk-weighted assets | 6,210,000 | 8,958,000 | 6,438,000 | 9,586,000 |