Call reports 2019
CBW BANK — 2019
What CBW BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 56,831,000 | 81,455,000 | 64,947,000 | 86,916,000 |
| Total loans | 3,621,000 | 5,227,000 | 5,627,000 | 6,968,000 |
| Allowance for loan losses | 49,000 | 49,000 | 50,000 | 50,000 |
| Securities available for sale | 3,803,000 | 4,193,000 | 4,047,000 | 4,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 43,106,000 | 66,537,000 | 49,133,000 | 70,503,000 |
| Interest-bearing deposits | 5,320,000 | 5,288,000 | 4,835,000 | 4,414,000 |
| Noninterest-bearing deposits | 37,787,000 | 61,249,000 | 44,298,000 | 66,089,000 |
| Equity capital | 12,665,000 | 13,590,000 | 14,358,000 | 15,243,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 414,000 | 791,000 | 1,253,000 | 1,619,000 |
| Interest expense | 3,000 | 6,000 | 9,000 | 12,000 |
| Net interest income | 411,000 | 785,000 | 1,244,000 | 1,607,000 |
| Noninterest income | 2,321,000 | 4,987,000 | 7,429,000 | 10,357,000 |
| Noninterest expense | 1,243,000 | 2,684,000 | 4,526,000 | 6,594,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,489,000 | 3,088,000 | 4,147,000 | 5,370,000 |
| Income tax | 73,000 | 778,000 | 1,059,000 | 1,402,000 |
| Net income | 1,416,000 | 2,310,000 | 3,088,000 | 3,968,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,674,000 | 13,569,000 | 14,343,000 | 15,226,000 |
| Total capital | 12,723,000 | 13,618,000 | 14,393,000 | 15,276,000 |
| Risk-weighted assets | 7,568,000 | 8,368,000 | 6,585,000 | 8,830,000 |