Call reports 2016
CBW BANK — 2016
What CBW BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 20,451,000 | 25,985,000 | 22,658,000 | 31,041,000 |
| Total loans | 2,119,000 | 2,339,000 | 2,285,000 | 2,357,000 |
| Allowance for loan losses | 81,000 | 80,000 | 80,000 | 40,000 |
| Securities available for sale | 1,942,000 | 1,940,000 | 1,916,000 | 1,979,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 15,424,000 | 20,670,000 | 17,104,000 | 24,956,000 |
| Interest-bearing deposits | 5,597,000 | 5,373,000 | 5,123,000 | 19,756,000 |
| Noninterest-bearing deposits | 9,827,000 | 15,297,000 | 11,981,000 | 5,200,000 |
| Equity capital | 4,427,000 | 4,682,000 | 4,910,000 | 5,294,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 55,000 | 115,000 | 184,000 | 264,000 |
| Interest expense | 4,000 | 6,000 | 10,000 | 13,000 |
| Net interest income | 51,000 | 109,000 | 174,000 | 251,000 |
| Noninterest income | 896,000 | 1,931,000 | 3,001,000 | 4,675,000 |
| Noninterest expense | 479,000 | 1,148,000 | 1,952,000 | 3,096,000 |
| Provision for loan losses | 0 | 0 | 0 | 6,000 |
| Pretax income | 467,000 | 892,000 | 1,223,000 | 1,824,000 |
| Income tax | 133,000 | 315,000 | 415,000 | 602,000 |
| Net income | 334,000 | 577,000 | 808,000 | 1,222,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,393,000 | 4,637,000 | 4,869,000 | 5,282,000 |
| Total capital | 4,449,000 | 4,697,000 | 4,928,000 | 5,322,000 |
| Risk-weighted assets | 4,579,000 | 4,809,000 | 4,700,000 | 5,906,000 |