Call reports 2015
CBW BANK — 2015
What CBW BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 16,437,000 | 16,774,000 | 17,234,000 | 22,659,000 |
| Total loans | 2,226,000 | 2,544,000 | 2,517,000 | 2,298,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 82,000 |
| Securities available for sale | 2,088,000 | 2,190,000 | 2,392,000 | 2,324,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,587,000 | 12,499,000 | 12,612,000 | 18,139,000 |
| Interest-bearing deposits | 5,784,000 | 5,921,000 | 5,434,000 | 5,365,000 |
| Noninterest-bearing deposits | 6,803,000 | 6,578,000 | 7,178,000 | 12,774,000 |
| Equity capital | 2,997,000 | 3,249,000 | 3,624,000 | 4,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 58,000 | 121,000 | 182,000 | 246,000 |
| Interest expense | 4,000 | 7,000 | 12,000 | 13,000 |
| Net interest income | 54,000 | 114,000 | 170,000 | 233,000 |
| Noninterest income | 764,000 | 2,129,000 | 3,127,000 | 4,653,000 |
| Noninterest expense | 413,000 | 1,095,000 | 1,688,000 | 2,800,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 405,000 | 1,148,000 | 1,609,000 | 2,086,000 |
| Income tax | 259,000 | 671,000 | 773,000 | 779,000 |
| Net income | 146,000 | 477,000 | 836,000 | 1,307,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,960,000 | 3,230,000 | 3,591,000 | 4,061,000 |
| Total capital | 3,014,000 | 3,284,000 | 3,648,000 | 4,131,000 |
| Risk-weighted assets | 4,298,000 | 4,326,000 | 4,550,000 | 5,593,000 |