Call reports 2013
CBW BANK — 2013
What CBW BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 11,952,000 | 12,048,000 | 12,976,000 | 12,322,000 |
| Total loans | 2,764,000 | 2,695,000 | 2,736,000 | 2,855,000 |
| Allowance for loan losses | 82,000 | 82,000 | 82,000 | 80,000 |
| Securities available for sale | 4,004,000 | 3,589,000 | 3,884,000 | 2,945,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,083,000 | 10,361,000 | 10,997,000 | 10,461,000 |
| Interest-bearing deposits | 7,825,000 | 7,399,000 | 6,970,000 | 6,816,000 |
| Noninterest-bearing deposits | 2,258,000 | 2,961,000 | 4,027,000 | 3,645,000 |
| Equity capital | 1,494,000 | 1,375,000 | 1,576,000 | 1,480,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 78,000 | 154,000 | 230,000 | 300,000 |
| Interest expense | 6,000 | 13,000 | 18,000 | 23,000 |
| Net interest income | 72,000 | 141,000 | 212,000 | 277,000 |
| Noninterest income | 121,000 | 285,000 | 592,000 | 882,000 |
| Noninterest expense | 184,000 | 329,000 | 605,000 | 851,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 9,000 | 97,000 | 199,000 | 308,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 9,000 | 97,000 | 199,000 | 308,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,379,000 | 1,466,000 | 1,566,000 | 1,497,000 |
| Total capital | 1,425,000 | 1,520,000 | 1,635,000 | 1,557,000 |
| Risk-weighted assets | 3,846,000 | 4,322,000 | 5,502,000 | 7,933,000 |