Call reports 2012
CBW BANK — 2012
What CBW BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 9,888,000 | 9,537,000 | 12,083,000 | 12,994,000 |
| Total loans | 2,926,000 | 2,848,000 | 2,681,000 | 2,893,000 |
| Allowance for loan losses | 89,000 | 88,000 | 87,000 | 82,000 |
| Securities available for sale | 4,039,000 | 4,250,000 | 3,798,000 | 4,030,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,272,000 | 7,762,000 | 10,405,000 | 11,109,000 |
| Interest-bearing deposits | 6,296,000 | 6,239,000 | 6,211,000 | 6,244,000 |
| Noninterest-bearing deposits | 1,976,000 | 1,523,000 | 4,194,000 | 4,865,000 |
| Equity capital | 1,353,000 | 1,413,000 | 1,335,000 | 1,494,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 78,000 | 152,000 | 228,000 | 314,000 |
| Interest expense | 8,000 | 17,000 | 25,000 | 32,000 |
| Net interest income | 70,000 | 135,000 | 203,000 | 282,000 |
| Noninterest income | 150,000 | 296,000 | 456,000 | 619,000 |
| Noninterest expense | 192,000 | 377,000 | 579,000 | 770,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 37,000 | 63,000 | 80,000 | 131,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 63,000 | 80,000 | 131,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,281,000 | 1,307,000 | 1,324,000 | 1,376,000 |
| Total capital | 1,321,000 | 1,350,000 | 1,373,000 | 1,431,000 |
| Risk-weighted assets | 3,905,000 | 3,788,000 | 3,871,000 | 4,396,000 |