Call reports 2011
CBW BANK — 2011
What CBW BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 7,115,000 | 7,762,000 | 8,487,000 | 8,365,000 |
| Total loans | 3,245,000 | 2,982,000 | 3,056,000 | 3,117,000 |
| Allowance for loan losses | 96,000 | 98,000 | 87,000 | 88,000 |
| Securities available for sale | 1,865,000 | 1,884,000 | 3,207,000 | 3,831,000 |
| Securities held to maturity | 225,000 | 100,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 6,000,000 | 6,591,000 | 7,045,000 | 6,835,000 |
| Interest-bearing deposits | 4,495,000 | 5,169,000 | 5,607,000 | 5,019,000 |
| Noninterest-bearing deposits | 1,505,000 | 1,422,000 | 1,438,000 | 1,816,000 |
| Equity capital | 972,000 | 1,042,000 | 1,271,000 | 1,297,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 74,000 | 147,000 | 219,000 | 299,000 |
| Interest expense | 7,000 | 15,000 | 21,000 | 29,000 |
| Net interest income | 67,000 | 132,000 | 198,000 | 270,000 |
| Noninterest income | 129,000 | 281,000 | 421,000 | 579,000 |
| Noninterest expense | 165,000 | 350,000 | 539,000 | 737,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 31,000 | 64,000 | 81,000 | 113,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 31,000 | 64,000 | 81,000 | 113,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 991,000 | 1,024,000 | 1,212,000 | 1,244,000 |
| Total capital | 1,037,000 | 1,069,000 | 1,252,000 | 1,284,000 |
| Risk-weighted assets | 3,593,000 | 3,536,000 | 3,727,000 | 3,765,000 |