Call reports 2019
PINNACLE BANK — 2019
What PINNACLE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Total assets | 236,412,000 | 253,164,000 | 269,171,000 |
| Total loans | 173,271,000 | 184,175,000 | 193,263,000 |
| Allowance for loan losses | 2,633,000 | 2,645,000 | 2,608,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 209,190,000 | 225,941,000 | 241,593,000 |
| Interest-bearing deposits | 166,002,000 | 180,351,000 | 195,823,000 |
| Noninterest-bearing deposits | 43,188,000 | 45,590,000 | 45,770,000 |
| Equity capital | 26,330,000 | 26,611,000 | 26,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Interest income | 2,984,000 | 6,083,000 | 9,491,000 |
| Interest expense | 640,000 | 1,281,000 | 2,003,000 |
| Net interest income | 2,344,000 | 4,802,000 | 7,488,000 |
| Noninterest income | 505,000 | 920,000 | 1,460,000 |
| Noninterest expense | 2,371,000 | 4,791,000 | 8,363,000 |
| Provision for loan losses | 0 | 91,000 | 91,000 |
| Pretax income | 478,000 | 840,000 | 494,000 |
| Income tax | 127,000 | 223,000 | -419,000 |
| Net income | 351,000 | 617,000 | 913,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 |
|---|---|---|---|
| Tier 1 capital | 26,187,000 | 26,476,000 | 26,798,000 |
| Total capital | 28,311,000 | 28,768,000 | 29,109,000 |
| Risk-weighted assets | 169,412,000 | 182,948,000 | 184,601,000 |