Call reports 2018
PINNACLE BANK — 2018
What PINNACLE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 203,525,000 | 211,580,000 | 222,453,000 | 221,985,000 |
| Total loans | 178,900,000 | 174,770,000 | 175,527,000 | 167,413,000 |
| Allowance for loan losses | 2,961,000 | 2,949,000 | 2,815,000 | 2,914,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,847,000 | 184,927,000 | 195,449,000 | 195,211,000 |
| Interest-bearing deposits | 137,138,000 | 147,274,000 | 161,380,000 | 157,782,000 |
| Noninterest-bearing deposits | 32,709,000 | 37,653,000 | 34,069,000 | 37,429,000 |
| Equity capital | 25,470,000 | 25,906,000 | 25,711,000 | 25,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,479,000 | 5,296,000 | 8,127,000 | 11,079,000 |
| Interest expense | 315,000 | 749,000 | 1,284,000 | 1,849,000 |
| Net interest income | 2,164,000 | 4,547,000 | 6,843,000 | 9,230,000 |
| Noninterest income | 671,000 | 1,462,000 | 2,161,000 | 2,908,000 |
| Noninterest expense | 2,359,000 | 4,953,000 | 7,784,000 | 10,338,000 |
| Provision for loan losses | 244,000 | 244,000 | 786,000 | 1,046,000 |
| Pretax income | 232,000 | 812,000 | 434,000 | 754,000 |
| Income tax | 62,000 | 215,000 | 46,000 | 132,000 |
| Net income | 170,000 | 597,000 | 388,000 | 622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,235,000 | 25,689,000 | 25,526,000 | 25,794,000 |
| Total capital | 27,304,000 | 27,668,000 | 27,585,000 | 27,809,000 |
| Risk-weighted assets | 164,601,000 | 157,322,000 | 163,944,000 | 160,302,000 |