Call reports 2017
PINNACLE BANK — 2017
What PINNACLE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 193,034,000 | 196,286,000 | 198,064,000 | 190,433,000 |
| Total loans | 156,743,000 | 163,093,000 | 171,468,000 | 170,739,000 |
| Allowance for loan losses | 2,338,000 | 2,705,000 | 2,598,000 | 2,900,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,373,000 | 171,197,000 | 172,210,000 | 157,898,000 |
| Interest-bearing deposits | 133,717,000 | 134,212,000 | 132,192,000 | 127,285,000 |
| Noninterest-bearing deposits | 34,656,000 | 36,984,000 | 40,018,000 | 30,614,000 |
| Equity capital | 23,657,000 | 24,281,000 | 24,928,000 | 25,292,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,080,000 | 4,365,000 | 6,941,000 | 9,496,000 |
| Interest expense | 282,000 | 558,000 | 826,000 | 1,075,000 |
| Net interest income | 1,798,000 | 3,807,000 | 6,115,000 | 8,421,000 |
| Noninterest income | 986,000 | 2,265,000 | 3,116,000 | 4,178,000 |
| Noninterest expense | 1,791,000 | 3,730,000 | 5,834,000 | 8,195,000 |
| Provision for loan losses | 145,000 | 490,000 | 753,000 | 1,212,000 |
| Pretax income | 848,000 | 1,852,000 | 2,644,000 | 3,192,000 |
| Income tax | 316,000 | 708,000 | 865,000 | 1,062,000 |
| Net income | 532,000 | 1,144,000 | 1,779,000 | 2,130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,381,000 | 23,994,000 | 24,690,000 | 25,084,000 |
| Total capital | 25,174,000 | 25,912,000 | 26,616,000 | 27,066,000 |
| Risk-weighted assets | 142,878,000 | 152,526,000 | 153,387,000 | 157,620,000 |