Call reports 2014
PINNACLE BANK — 2014
What PINNACLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 114,033,000 | 155,666,000 | 121,118,000 | 138,370,000 |
| Total loans | 92,602,000 | 102,142,000 | 109,013,000 | 114,114,000 |
| Allowance for loan losses | 1,449,000 | 1,602,000 | 1,647,000 | 1,767,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,972,000 | 136,044,000 | 100,978,000 | 112,329,000 |
| Interest-bearing deposits | 78,269,000 | 77,753,000 | 80,049,000 | 90,265,000 |
| Noninterest-bearing deposits | 16,703,000 | 58,290,000 | 20,928,000 | 22,064,000 |
| Equity capital | 18,692,000 | 19,079,000 | 19,563,000 | 20,235,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,307,000 | 2,578,000 | 3,942,000 | 5,447,000 |
| Interest expense | 113,000 | 218,000 | 322,000 | 453,000 |
| Net interest income | 1,194,000 | 2,360,000 | 3,620,000 | 4,994,000 |
| Noninterest income | 511,000 | 1,294,000 | 2,113,000 | 3,336,000 |
| Noninterest expense | 1,280,000 | 2,570,000 | 3,816,000 | 5,242,000 |
| Provision for loan losses | 20,000 | 173,000 | 218,000 | 338,000 |
| Pretax income | 405,000 | 911,000 | 1,699,000 | 2,750,000 |
| Income tax | 157,000 | 353,000 | 657,000 | 1,063,000 |
| Net income | 248,000 | 558,000 | 1,042,000 | 1,687,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,692,000 | 19,079,000 | 19,563,000 | 20,235,000 |
| Total capital | 19,775,000 | 20,318,000 | 20,880,000 | 21,604,000 |
| Risk-weighted assets | 86,235,000 | 98,753,000 | 105,041,000 | 109,134,000 |