Call reports 2012
PINNACLE BANK — 2012
What PINNACLE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 80,187,000 | 87,846,000 | 95,313,000 | 98,283,000 |
| Total loans | 60,206,000 | 62,773,000 | 69,778,000 | 85,542,000 |
| Allowance for loan losses | 1,953,000 | 1,787,000 | 1,866,000 | 1,502,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,483,000 | 72,736,000 | 79,974,000 | 80,831,000 |
| Interest-bearing deposits | 56,409,000 | 58,805,000 | 64,881,000 | 69,736,000 |
| Noninterest-bearing deposits | 9,074,000 | 13,931,000 | 15,093,000 | 11,095,000 |
| Equity capital | 14,520,000 | 14,714,000 | 14,955,000 | 16,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 821,000 | 1,619,000 | 2,446,000 | 3,435,000 |
| Interest expense | 103,000 | 215,000 | 337,000 | 450,000 |
| Net interest income | 718,000 | 1,404,000 | 2,109,000 | 2,985,000 |
| Noninterest income | 750,000 | 1,260,000 | 1,643,000 | 2,261,000 |
| Noninterest expense | 890,000 | 1,922,000 | 2,798,000 | 3,995,000 |
| Provision for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Pretax income | 570,000 | 734,000 | 946,000 | 1,243,000 |
| Income tax | 0 | 0 | 0 | -1,509,000 |
| Net income | 570,000 | 734,000 | 946,000 | 2,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,520,000 | 14,714,000 | 14,955,000 | 16,292,000 |
| Total capital | 15,201,000 | 15,419,000 | 15,746,000 | 17,246,000 |
| Risk-weighted assets | 53,238,000 | 55,289,000 | 62,148,000 | 75,734,000 |