Call reports 2011
PINNACLE BANK — 2011
What PINNACLE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 87,421,000 | 79,325,000 | 74,579,000 | 71,061,000 |
| Total loans | 52,672,000 | 56,135,000 | 52,864,000 | 58,187,000 |
| Allowance for loan losses | 1,696,000 | 1,714,000 | 1,731,000 | 1,748,000 |
| Securities available for sale | 6,772,000 | 2,480,000 | 2,503,000 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,067,000 | 65,561,000 | 60,680,000 | 56,498,000 |
| Interest-bearing deposits | 58,776,000 | 55,138,000 | 49,183,000 | 47,247,000 |
| Noninterest-bearing deposits | 15,291,000 | 10,423,000 | 11,497,000 | 9,250,000 |
| Equity capital | 13,296,000 | 13,587,000 | 13,733,000 | 13,924,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 707,000 | 1,493,000 | 2,267,000 | 3,003,000 |
| Interest expense | 122,000 | 232,000 | 334,000 | 427,000 |
| Net interest income | 585,000 | 1,261,000 | 1,933,000 | 2,576,000 |
| Noninterest income | 76,000 | 162,000 | 260,000 | 513,000 |
| Noninterest expense | 650,000 | 1,335,000 | 2,008,000 | 2,735,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 11,000 | 79,000 | 176,000 | 345,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 11,000 | 79,000 | 176,000 | 345,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,510,000 | 13,606,000 | 13,730,000 | 13,924,000 |
| Total capital | 14,121,000 | 14,227,000 | 14,309,000 | 14,556,000 |
| Risk-weighted assets | 47,758,000 | 48,574,000 | 45,166,000 | 49,455,000 |