Call reports 2010
PINNACLE BANK — 2010
What PINNACLE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 60,798,000 | 65,673,000 | 79,136,000 | 83,330,000 |
| Total loans | 42,848,000 | 45,344,000 | 46,052,000 | 45,892,000 |
| Allowance for loan losses | 1,604,000 | 1,618,000 | 1,661,000 | 1,679,000 |
| Securities available for sale | 10,554,000 | 10,474,000 | 1,846,000 | 6,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 52,328,000 | 52,519,000 | 65,585,000 | 69,882,000 |
| Interest-bearing deposits | 40,893,000 | 44,377,000 | 57,964,000 | 61,666,000 |
| Noninterest-bearing deposits | 11,435,000 | 8,142,000 | 7,621,000 | 8,216,000 |
| Equity capital | 8,324,000 | 13,042,000 | 13,406,000 | 13,286,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 677,000 | 1,396,000 | 2,095,000 | 2,850,000 |
| Interest expense | 110,000 | 215,000 | 347,000 | 498,000 |
| Net interest income | 567,000 | 1,181,000 | 1,748,000 | 2,352,000 |
| Noninterest income | 238,000 | 357,000 | 508,000 | 626,000 |
| Noninterest expense | 672,000 | 1,291,000 | 1,987,000 | 2,642,000 |
| Provision for loan losses | 14,000 | 58,000 | 163,000 | 163,000 |
| Pretax income | 119,000 | 189,000 | 227,000 | 305,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 119,000 | 189,000 | 227,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,318,000 | 13,057,000 | 13,396,000 | 13,483,000 |
| Total capital | 8,861,000 | 13,621,000 | 13,933,000 | 14,047,000 |
| Risk-weighted assets | 42,397,000 | 44,087,000 | 41,825,000 | 43,989,000 |