Call reports 2009
PINNACLE BANK — 2009
What PINNACLE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 58,301,000 | 82,070,000 | 75,562,000 | 64,509,000 |
| Total loans | 37,679,000 | 36,657,000 | 42,283,000 | 42,649,000 |
| Allowance for loan losses | 1,089,000 | 1,175,000 | 2,200,000 | 1,565,000 |
| Securities available for sale | 2,537,000 | 10,603,000 | 10,625,000 | 10,456,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 45,397,000 | 63,965,000 | 68,264,000 | 57,372,000 |
| Interest-bearing deposits | 36,577,000 | 52,368,000 | 50,453,000 | 49,681,000 |
| Noninterest-bearing deposits | 8,820,000 | 11,597,000 | 17,810,000 | 7,691,000 |
| Equity capital | 10,019,000 | 8,682,000 | 7,123,000 | 7,002,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 575,000 | 1,114,000 | 1,711,000 | 2,386,000 |
| Interest expense | 172,000 | 341,000 | 491,000 | 637,000 |
| Net interest income | 403,000 | 773,000 | 1,220,000 | 1,749,000 |
| Noninterest income | 57,000 | 153,000 | 252,000 | 353,000 |
| Noninterest expense | 611,000 | 1,329,000 | 1,982,000 | 2,762,000 |
| Provision for loan losses | 80,000 | 1,118,000 | 2,696,000 | 2,499,000 |
| Pretax income | -231,000 | -1,521,000 | -3,206,000 | -3,159,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -231,000 | -1,521,000 | -3,206,000 | -3,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,019,000 | 8,773,000 | 7,133,000 | 7,124,000 |
| Total capital | 10,541,000 | 9,341,000 | 7,717,000 | 7,682,000 |
| Risk-weighted assets | 41,171,000 | 44,821,000 | 45,071,000 | 43,582,000 |