Call reports 2025
COMMUNITY BANKERS' BANK — 2025
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 140,984,000 | 138,601,000 | 134,167,000 | 128,761,000 |
| Total loans | 101,884,000 | 96,264,000 | 90,574,000 | 90,171,000 |
| Allowance for loan losses | 1,880,000 | 1,885,000 | 1,894,000 | 1,858,000 |
| Securities available for sale | 17,484,000 | 18,224,000 | 19,248,000 | 19,022,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 108,069,000 | 105,612,000 | 101,772,000 | 95,212,000 |
| Interest-bearing deposits | 57,762,000 | 52,853,000 | 51,687,000 | 47,453,000 |
| Noninterest-bearing deposits | 50,307,000 | 52,759,000 | 50,085,000 | 47,759,000 |
| Equity capital | 18,440,000 | 18,602,000 | 18,999,000 | 19,168,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 1,674,000 | 3,351,000 | 4,981,000 | 6,549,000 |
| Interest expense | 730,000 | 1,461,000 | 2,158,000 | 2,809,000 |
| Net interest income | 944,000 | 1,890,000 | 2,823,000 | 3,740,000 |
| Noninterest income | 606,000 | 1,123,000 | 1,685,000 | 2,263,000 |
| Noninterest expense | 1,475,000 | 2,910,000 | 4,335,000 | 5,767,000 |
| Provision for loan losses | 0 | 0 | 0 | -45,000 |
| Pretax income | 75,000 | 103,000 | 173,000 | 281,000 |
| Income tax | 10,000 | 9,000 | 18,000 | 34,000 |
| Net income | 65,000 | 94,000 | 155,000 | 247,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,333,000 | 20,361,000 | 20,423,000 | 20,516,000 |