Call reports 2024
COMMUNITY BANKERS' BANK — 2024
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 153,851,000 | 151,413,000 | 170,281,000 | 143,170,000 |
| Total loans | 113,851,000 | 108,361,000 | 105,483,000 | 105,068,000 |
| Allowance for loan losses | 1,847,000 | 1,855,000 | 1,855,000 | 1,871,000 |
| Securities available for sale | 19,350,000 | 19,337,000 | 19,185,000 | 17,868,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,677,000 | 117,153,000 | 114,529,000 | 110,433,000 |
| Interest-bearing deposits | 66,794,000 | 63,587,000 | 63,223,000 | 57,988,000 |
| Noninterest-bearing deposits | 52,883,000 | 53,566,000 | 51,306,000 | 52,445,000 |
| Equity capital | 17,759,000 | 17,985,000 | 18,496,000 | 18,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,796,000 | 3,630,000 | 5,430,000 | 7,152,000 |
| Interest expense | 848,000 | 1,662,000 | 2,481,000 | 3,290,000 |
| Net interest income | 948,000 | 1,968,000 | 2,949,000 | 3,862,000 |
| Noninterest income | 674,000 | 1,342,000 | 1,959,000 | 2,619,000 |
| Noninterest expense | 1,570,000 | 3,196,000 | 4,721,000 | 6,236,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 52,000 | 121,000 | 194,000 | 252,000 |
| Income tax | 4,000 | 12,000 | 22,000 | 28,000 |
| Net income | 48,000 | 109,000 | 172,000 | 224,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,092,000 | 20,153,000 | 20,216,000 | 20,268,000 |