Call reports 2023
COMMUNITY BANKERS' BANK — 2023
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 143,133,000 | 150,697,000 | 155,042,000 | 154,139,000 |
| Total loans | 100,957,000 | 110,281,000 | 108,340,000 | 113,824,000 |
| Allowance for loan losses | 1,834,000 | 1,837,000 | 1,831,000 | 1,837,000 |
| Securities available for sale | 23,855,000 | 22,340,000 | 21,625,000 | 20,197,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,342,000 | 112,072,000 | 112,779,000 | 111,483,000 |
| Interest-bearing deposits | 56,066,000 | 61,032,000 | 63,134,000 | 61,067,000 |
| Noninterest-bearing deposits | 53,276,000 | 51,040,000 | 49,645,000 | 50,416,000 |
| Equity capital | 17,678,000 | 17,505,000 | 17,153,000 | 17,812,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,590,000 | 3,144,000 | 4,896,000 | 6,650,000 |
| Interest expense | 578,000 | 1,246,000 | 2,099,000 | 2,931,000 |
| Net interest income | 1,012,000 | 1,898,000 | 2,797,000 | 3,719,000 |
| Noninterest income | 597,000 | 1,318,000 | 1,913,000 | 2,513,000 |
| Noninterest expense | 1,673,000 | 3,232,000 | 4,717,000 | 6,223,000 |
| Provision for loan losses | -112,000 | -112,000 | -122,000 | -122,000 |
| Pretax income | 48,000 | 96,000 | 115,000 | 131,000 |
| Income tax | 2,000 | 6,000 | 2,000 | 1,000 |
| Net income | 46,000 | 90,000 | 113,000 | 130,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,960,000 | 20,004,000 | 20,027,000 | 20,045,000 |