Call reports 2022
COMMUNITY BANKERS' BANK — 2022
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 150,790,000 | 146,571,000 | 152,661,000 | 162,064,000 |
| Total loans | 95,904,000 | 97,521,000 | 100,371,000 | 106,246,000 |
| Allowance for loan losses | 1,963,000 | 1,977,000 | 1,940,000 | 1,943,000 |
| Securities available for sale | 26,050,000 | 24,926,000 | 24,249,000 | 23,733,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,236,000 | 109,877,000 | 111,505,000 | 114,565,000 |
| Interest-bearing deposits | 47,937,000 | 46,082,000 | 47,226,000 | 55,012,000 |
| Noninterest-bearing deposits | 68,299,000 | 63,795,000 | 64,279,000 | 59,553,000 |
| Equity capital | 18,347,000 | 17,640,000 | 17,104,000 | 17,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,028,000 | 2,085,000 | 3,348,000 | 4,849,000 |
| Interest expense | 98,000 | 228,000 | 466,000 | 892,000 |
| Net interest income | 930,000 | 1,857,000 | 2,882,000 | 3,957,000 |
| Noninterest income | 839,000 | 1,753,000 | 2,350,000 | 2,896,000 |
| Noninterest expense | 1,513,000 | 3,108,000 | 4,640,000 | 6,227,000 |
| Provision for loan losses | 0 | 0 | -40,000 | -40,000 |
| Pretax income | 256,000 | 502,000 | 632,000 | 666,000 |
| Income tax | 44,000 | 87,000 | 106,000 | 105,000 |
| Net income | 212,000 | 415,000 | 526,000 | 561,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,564,000 | 19,768,000 | 19,879,000 | 19,914,000 |