Call reports 2021
COMMUNITY BANKERS' BANK — 2021
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 176,540,000 | 154,243,000 | 155,437,000 | 156,741,000 |
| Total loans | 91,997,000 | 93,420,000 | 97,045,000 | 96,309,000 |
| Allowance for loan losses | 1,949,000 | 1,946,000 | 1,949,000 | 1,958,000 |
| Securities available for sale | 28,546,000 | 28,053,000 | 28,189,000 | 26,062,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,612,000 | 115,572,000 | 118,530,000 | 120,280,000 |
| Interest-bearing deposits | 63,113,000 | 43,720,000 | 49,227,000 | 50,661,000 |
| Noninterest-bearing deposits | 70,499,000 | 71,852,000 | 69,303,000 | 69,619,000 |
| Equity capital | 18,886,000 | 19,029,000 | 19,178,000 | 19,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,082,000 | 2,115,000 | 3,161,000 | 4,232,000 |
| Interest expense | 219,000 | 417,000 | 569,000 | 696,000 |
| Net interest income | 863,000 | 1,698,000 | 2,592,000 | 3,536,000 |
| Noninterest income | 710,000 | 1,552,000 | 2,509,000 | 3,421,000 |
| Noninterest expense | 1,463,000 | 3,014,000 | 4,546,000 | 6,120,000 |
| Provision for loan losses | 0 | -30,000 | -30,000 | -30,000 |
| Pretax income | 122,000 | 297,000 | 616,000 | 898,000 |
| Income tax | 17,000 | 47,000 | 103,000 | 147,000 |
| Net income | 105,000 | 250,000 | 513,000 | 751,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,707,000 | 18,852,000 | 19,115,000 | 19,353,000 |