Call reports 2020
COMMUNITY BANKERS' BANK — 2020
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 156,007,000 | 161,443,000 | 168,803,000 | 169,047,000 |
| Total loans | 96,001,000 | 95,295,000 | 97,976,000 | 98,927,000 |
| Allowance for loan losses | 1,796,000 | 1,849,000 | 1,910,000 | 1,946,000 |
| Securities available for sale | 22,071,000 | 20,681,000 | 20,587,000 | 22,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,789,000 | 117,989,000 | 122,504,000 | 126,713,000 |
| Interest-bearing deposits | 53,698,000 | 51,635,000 | 52,782,000 | 52,872,000 |
| Noninterest-bearing deposits | 58,091,000 | 66,354,000 | 69,722,000 | 73,841,000 |
| Equity capital | 18,604,000 | 18,837,000 | 18,973,000 | 19,070,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,364,000 | 2,583,000 | 3,804,000 | 4,963,000 |
| Interest expense | 397,000 | 727,000 | 1,019,000 | 1,283,000 |
| Net interest income | 967,000 | 1,856,000 | 2,785,000 | 3,680,000 |
| Noninterest income | 629,000 | 1,301,000 | 2,087,000 | 2,826,000 |
| Noninterest expense | 1,383,000 | 2,707,000 | 4,120,000 | 5,644,000 |
| Provision for loan losses | 100,000 | 150,000 | 200,000 | 225,000 |
| Pretax income | 113,000 | 300,000 | 552,000 | 637,000 |
| Income tax | 16,000 | 45,000 | 86,000 | 95,000 |
| Net income | 97,000 | 255,000 | 466,000 | 542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,120,000 | 18,277,000 | 18,488,000 | 18,564,000 |