Call reports 2019
COMMUNITY BANKERS' BANK — 2019
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 135,357,000 | 135,241,000 | 140,753,000 | 138,659,000 |
| Total loans | 91,647,000 | 85,071,000 | 90,757,000 | 91,529,000 |
| Allowance for loan losses | 1,904,000 | 1,914,000 | 1,674,000 | 1,685,000 |
| Securities available for sale | 14,612,000 | 18,417,000 | 23,924,000 | 24,378,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 97,855,000 | 97,539,000 | 96,795,000 | 94,756,000 |
| Interest-bearing deposits | 45,272,000 | 50,948,000 | 48,172,000 | 49,505,000 |
| Noninterest-bearing deposits | 52,583,000 | 46,591,000 | 48,623,000 | 45,251,000 |
| Equity capital | 17,877,000 | 18,102,000 | 18,296,000 | 18,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,429,000 | 2,789,000 | 4,172,000 | 5,480,000 |
| Interest expense | 375,000 | 819,000 | 1,230,000 | 1,635,000 |
| Net interest income | 1,054,000 | 1,970,000 | 2,942,000 | 3,845,000 |
| Noninterest income | 467,000 | 966,000 | 1,538,000 | 2,102,000 |
| Noninterest expense | 1,304,000 | 2,607,000 | 3,930,000 | 5,248,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 247,000 | 359,000 | 580,000 | 729,000 |
| Income tax | 39,000 | 52,000 | 89,000 | 109,000 |
| Net income | 208,000 | 307,000 | 491,000 | 620,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,493,000 | 17,593,000 | 17,776,000 | 18,022,000 |
| Total capital | 18,904,000 | 19,033,000 | 19,275,000 | 19,481,000 |
| Risk-weighted assets | 112,337,000 | 114,716,000 | 119,745,000 | 116,495,000 |