Call reports 2018
COMMUNITY BANKERS' BANK — 2018
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,916,000 | 143,077,000 | 131,024,000 | 135,903,000 |
| Total loans | 76,597,000 | 90,503,000 | 96,216,000 | 93,509,000 |
| Allowance for loan losses | 1,752,000 | 1,752,000 | 1,792,000 | 1,817,000 |
| Securities available for sale | 23,443,000 | 22,380,000 | 16,322,000 | 14,650,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,362,000 | 109,321,000 | 94,098,000 | 96,398,000 |
| Interest-bearing deposits | 56,820,000 | 55,678,000 | 43,215,000 | 45,623,000 |
| Noninterest-bearing deposits | 54,542,000 | 53,643,000 | 50,883,000 | 50,774,000 |
| Equity capital | 17,302,000 | 17,350,000 | 17,451,000 | 17,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,071,000 | 2,224,000 | 3,496,000 | 4,808,000 |
| Interest expense | 254,000 | 561,000 | 906,000 | 1,268,000 |
| Net interest income | 817,000 | 1,663,000 | 2,590,000 | 3,540,000 |
| Noninterest income | 538,000 | 1,060,000 | 1,614,000 | 2,097,000 |
| Noninterest expense | 1,419,000 | 2,812,000 | 4,201,000 | 5,674,000 |
| Provision for loan losses | -56,000 | -114,000 | -114,000 | -114,000 |
| Pretax income | -8,000 | 25,000 | 117,000 | -175,000 |
| Income tax | -18,000 | -28,000 | -23,000 | -98,000 |
| Net income | 10,000 | 53,000 | 140,000 | -77,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,449,000 | 17,493,000 | 17,580,000 | 17,362,000 |
| Total capital | 18,715,000 | 18,937,000 | 19,099,000 | 18,800,000 |
| Risk-weighted assets | 100,755,000 | 115,178,000 | 121,236,000 | 114,723,000 |