Call reports 2017
COMMUNITY BANKERS' BANK — 2017
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 126,547,000 | 125,983,000 | 127,260,000 | 124,844,000 |
| Total loans | 78,004,000 | 78,543,000 | 73,553,000 | 78,073,000 |
| Allowance for loan losses | 1,835,000 | 1,834,000 | 1,752,000 | 1,752,000 |
| Securities available for sale | 23,985,000 | 23,909,000 | 23,792,000 | 23,581,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 92,659,000 | 92,031,000 | 93,100,000 | 88,159,000 |
| Interest-bearing deposits | 35,243,000 | 38,564,000 | 37,594,000 | 32,907,000 |
| Noninterest-bearing deposits | 57,416,000 | 53,467,000 | 55,506,000 | 55,252,000 |
| Equity capital | 17,798,000 | 17,856,000 | 17,913,000 | 17,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 940,000 | 1,902,000 | 2,877,000 | 3,884,000 |
| Interest expense | 136,000 | 296,000 | 473,000 | 646,000 |
| Net interest income | 804,000 | 1,606,000 | 2,404,000 | 3,238,000 |
| Noninterest income | 629,000 | 1,286,000 | 1,895,000 | 2,507,000 |
| Noninterest expense | 1,491,000 | 2,973,000 | 4,479,000 | 6,012,000 |
| Provision for loan losses | -86,000 | -97,000 | -222,000 | -262,000 |
| Pretax income | 28,000 | 16,000 | 42,000 | -5,000 |
| Income tax | -22,000 | -61,000 | -85,000 | 356,000 |
| Net income | 50,000 | 77,000 | 127,000 | -361,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,901,000 | 17,928,000 | 17,977,000 | 17,518,000 |
| Total capital | 19,068,000 | 19,132,000 | 19,124,000 | 18,790,000 |
| Risk-weighted assets | 92,669,000 | 95,659,000 | 91,175,000 | 101,275,000 |