Call reports 2016
COMMUNITY BANKERS' BANK — 2016
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 145,981,000 | 141,629,000 | 126,604,000 | 124,470,000 |
| Total loans | 82,304,000 | 81,666,000 | 76,790,000 | 78,032,000 |
| Allowance for loan losses | 2,098,000 | 2,087,000 | 2,098,000 | 1,910,000 |
| Securities available for sale | 31,676,000 | 25,113,000 | 25,427,000 | 23,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,372,000 | 102,966,000 | 92,749,000 | 90,518,000 |
| Interest-bearing deposits | 50,054,000 | 46,573,000 | 36,731,000 | 32,650,000 |
| Noninterest-bearing deposits | 66,318,000 | 56,393,000 | 56,018,000 | 57,868,000 |
| Equity capital | 17,587,000 | 17,702,000 | 17,701,000 | 17,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 999,000 | 1,982,000 | 2,924,000 | 3,828,000 |
| Interest expense | 124,000 | 247,000 | 391,000 | 527,000 |
| Net interest income | 875,000 | 1,735,000 | 2,533,000 | 3,301,000 |
| Noninterest income | 735,000 | 1,428,000 | 2,201,000 | 3,071,000 |
| Noninterest expense | 1,539,000 | 3,065,000 | 4,635,000 | 6,126,000 |
| Provision for loan losses | 0 | -21,000 | -21,000 | -109,000 |
| Pretax income | 71,000 | 119,000 | 120,000 | 355,000 |
| Income tax | -3,000 | -13,000 | -37,000 | 20,000 |
| Net income | 74,000 | 132,000 | 157,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,590,000 | 17,648,000 | 17,673,000 | 17,851,000 |
| Total capital | 18,828,000 | 18,907,000 | 18,840,000 | 19,030,000 |
| Risk-weighted assets | 98,210,000 | 99,927,000 | 92,453,000 | 93,567,000 |