Call reports 2011
COMMUNITY BANKERS' BANK — 2011
What COMMUNITY BANKERS' BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 161,570,000 | 146,608,000 | 145,997,000 | 143,618,000 |
| Total loans | 80,924,000 | 83,233,000 | 79,648,000 | 83,648,000 |
| Allowance for loan losses | 3,228,000 | 3,276,000 | 3,567,000 | 3,117,000 |
| Securities available for sale | 28,574,000 | 27,250,000 | 25,036,000 | 18,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 139,037,000 | 121,325,000 | 120,873,000 | 118,503,000 |
| Interest-bearing deposits | 55,527,000 | 56,223,000 | 55,298,000 | 54,335,000 |
| Noninterest-bearing deposits | 83,510,000 | 65,102,000 | 65,575,000 | 64,168,000 |
| Equity capital | 14,305,000 | 14,708,000 | 14,927,000 | 14,967,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,238,000 | 2,550,000 | 3,963,000 | 5,240,000 |
| Interest expense | 163,000 | 325,000 | 489,000 | 640,000 |
| Net interest income | 1,075,000 | 2,225,000 | 3,474,000 | 4,600,000 |
| Noninterest income | 720,000 | 1,411,000 | 2,211,000 | 2,849,000 |
| Noninterest expense | 1,472,000 | 2,878,000 | 4,212,000 | 5,531,000 |
| Provision for loan losses | 260,000 | 535,000 | 835,000 | 1,185,000 |
| Pretax income | 63,000 | 223,000 | 638,000 | 733,000 |
| Income tax | 12,000 | 57,000 | 188,000 | 208,000 |
| Net income | 51,000 | 166,000 | 450,000 | 525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,507,000 | 14,621,000 | 14,789,000 | 14,864,000 |
| Total capital | 15,713,000 | 15,862,000 | 15,952,000 | 16,072,000 |
| Risk-weighted assets | 94,470,000 | 97,251,000 | 90,636,000 | 94,743,000 |